diff --git a/huzhou/src/main/java/com/easy/admin/modules/huzhou/service/impl/HuzhouPlaninfofileServiceImpl.java b/huzhou/src/main/java/com/easy/admin/modules/huzhou/service/impl/HuzhouPlaninfofileServiceImpl.java
index ddc6c8b..53bd799 100644
--- a/huzhou/src/main/java/com/easy/admin/modules/huzhou/service/impl/HuzhouPlaninfofileServiceImpl.java
+++ b/huzhou/src/main/java/com/easy/admin/modules/huzhou/service/impl/HuzhouPlaninfofileServiceImpl.java
@@ -427,7 +427,8 @@ public class HuzhouPlaninfofileServiceImpl extends ServiceImpl<HuzhouPlaninfofil
 
     private void checkVariable(String contractMoneyFieldsValue, List<HuzhouContractinfo> contractList, HuzhouPlaninfo planinfo, String taskName) throws JsonProcessingException {
         // 增加终验申请校验
-        if ("终验阶段".equals(taskName)){
+        HuzhouProjectinfo huzhouProjectinfo = projectinfoService.getById(planinfo.getProjectId());
+        if ("终验阶段".equals(taskName) && huzhouProjectinfo.getAdminDivision().equals("市本级") ){
             String projectId = planinfo.getProjectId();
             LambdaQueryWrapper<HuzhouPlaninfo> queryWrapper = new LambdaQueryWrapper<>();
             queryWrapper.eq(HuzhouPlaninfo::getProjectId,projectId);
@@ -438,6 +439,7 @@ public class HuzhouPlaninfofileServiceImpl extends ServiceImpl<HuzhouPlaninfofil
                 throw new EasyException("请先完成终验申请!");
             }
         }
+
         if (CollectionUtil.isEmpty(contractList) && taskName.equals("合同签订")){
             throw new EasyException("合同信息不能为空！");
         }
diff --git a/huzhou/src/main/java/com/easy/admin/modules/huzhou/service/impl/HuzhouProjectinfoServiceImpl.java b/huzhou/src/main/java/com/easy/admin/modules/huzhou/service/impl/HuzhouProjectinfoServiceImpl.java
index 3458d7d..7c93b3f 100644
--- a/huzhou/src/main/java/com/easy/admin/modules/huzhou/service/impl/HuzhouProjectinfoServiceImpl.java
+++ b/huzhou/src/main/java/com/easy/admin/modules/huzhou/service/impl/HuzhouProjectinfoServiceImpl.java
@@ -3200,24 +3200,47 @@ public class HuzhouProjectinfoServiceImpl extends ServiceImpl<HuzhouProjectinfoM
             projectInfo.setSuperiorFundPayRate(rate);
         }else {
             // 获取合同签订阶段填写的资金
-            Double contractCentralMoney = projectinfoMoneyMapper.selectById(projectId).getContractCentralMoney();
-            Double contractProvincialMoney = projectinfoMoneyMapper.selectById(projectId).getContractProvincialMoney();
+            // HuzhouProjectinfoMoney
+            HuzhouProjectinfoMoney projectinfoMoney = projectinfoMoneyMapper.selectById(projectId);
+
+            // 获取合同金额，并设置默认值 0.0
+            Double contractCentralMoney = Optional.ofNullable(projectinfoMoney)
+                    .map(HuzhouProjectinfoMoney::getContractCentralMoney)
+                    .orElse(0.0);
+
+            Double contractProvincialMoney = Optional.ofNullable(projectinfoMoney)
+                    .map(HuzhouProjectinfoMoney::getContractProvincialMoney)
+                    .orElse(0.0);
+
             // 计算实际支付的资金总额
             Map<String, Double> actualFunds = calculateActualFunds(projectId);
 
-            Double centralMoney = actualFunds.get("centralMoney");
-            Double provincialMoney = actualFunds.get("provincialMoney");
-            // 计算并设置上级资金支付率
-            Double rate = (centralMoney + provincialMoney) / (contractCentralMoney + contractProvincialMoney);
-            BigDecimal bd = new BigDecimal(Double.toString(rate));
-            bd = bd.setScale(2, RoundingMode.HALF_UP);
-            double formattedRate = bd.doubleValue();
-            // 转换为百分比形式
-            int percentageRate = (int)(formattedRate * 100);
-            // 日志校验
-            String percentRate = String.format("%.0f%%", rate * 100);
-            log.info("合同签订阶段填写的上级资金为资金:{}",(contractCentralMoney + contractProvincialMoney));
-            log.info("项目名称:{}----上级资金支付率为:{}", projectInfo.getProjectName(), percentRate);
+            // 安全获取实际资金，为 null 时默认 0.0
+            Double centralMoney = Optional.ofNullable(actualFunds.get("centralMoney")).orElse(0.0);
+            Double provincialMoney = Optional.ofNullable(actualFunds.get("provincialMoney")).orElse(0.0);
+
+            // 合同总金额 和 实际支付总金额
+            BigDecimal totalContractAmount = new BigDecimal(Double.toString(contractCentralMoney + contractProvincialMoney));
+            BigDecimal totalActualPayment = new BigDecimal(Double.toString(centralMoney + provincialMoney));
+
+            // 支付率初始化为 0.0
+            BigDecimal rate = BigDecimal.ZERO;
+
+            // 只有在合同金额大于 0 的情况下才计算并设置上级资金支付率
+            if (totalContractAmount.compareTo(BigDecimal.ZERO) > 0) {
+                rate = totalActualPayment.divide(totalContractAmount, 4, RoundingMode.HALF_UP); // 保留4位小数
+            }
+
+            // 格式化为百分比：保留两位小数的 double 类型
+            double formattedRate = rate.doubleValue(); // 如 0.8756
+            int percentageRate = (int) Math.round(formattedRate * 100); // 四舍五入为整数百分比，如 88
+
+            // 日志记录:显示两位小数的百分比，如 "87.56%"
+            String percentRate = String.format("%.2f%%", formattedRate * 100);
+            log.info("合同签订阶段填写的上级资金为: {}", totalContractAmount.doubleValue());
+            log.info("项目名称: {} ---- 上级资金支付率为: {}", projectInfo.getProjectName(), percentRate);
+
+            // 设置到实体类中（存储整数百分比）
             projectInfo.setSuperiorFundPayRate((double) percentageRate);
         }
     }