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Some car insurance plans do not differentiate in regard to how much the automobile is used. If one's automobile is asserted to be a " write off " (or " totaled "), then the insurance coverage firm will deduct the surplus agreed on the coverage from the settlement fee it makes to the owner. If the accident was the other driver's fault, and this fault is accepted by the third party's insurer, then the automobile proprietor could possibly reclaim the excess payment from the opposite person's insurance firm. |
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